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Buying XRP

How to buy XRP using Xaman

We offer several easy ways to purchase XRP from the Xaman (formerly Xumm) platform. Take a minute to read through the following options and determine which one best meets your needs.

Option 1

We have partnered with several crypto exchanges including: Topper, Banxa, BTCDirect,, Guardarian and C14 which all offer the option to purchase XRP.

Exchange

Link to xApp

Our partners offer exchange services to most countries around the world. If you are interested in determining which exchange provides services in your country, simply tap the following link: Buy/Sell XRP

then select your country or currency by pressing the down arrow.

Xaman will list the exchanges that you can purchase XRP from.

Option 2

There are several crypto exchanges in the blockchain space which sell XRP. Some of the bigger players include:

Please make sure that you thoroughly research the crypto exchange that you decide to purchase from. Each exchange has their own rules and fee structures that you should fully understand before signing up.

Furthermore, just because we have provided a list of exchanges, it does not mean that we support or endorse any of them in any way. It is entirely up to you to decide which crypto exchange you use.

Frequently Asked questions

Didn't Xaman offer an On/Off Ramp solution at one point?

Yes, but unfortunately it has been discontinued.

Banxa

All about the Banxa serivce

This article is currently under construction

What is Banxa?

Banxa is a financial technology platform that provides On/Off ramp solutions for XRP. Banxa is not a bank / authorised deposit taking institution. Crypto Assets are not FDIC-insured products.

What kind of partnership does Banxa have with Xumm?

We have partnered with Banxa (among others) in order to provide On/Off-ramp services to our user around the world.

Where are they located?

Banxa has offices in:

Global Internet Ventures Pty Ltd Level 2, 2/6 Gwynne Street Cremorne, Victoria 3121 Australia

BNXA USA MTL Inc. (NMLS ID: 2347615) 1 East Liberty Street Suite 600, Office 16 Reno NV 89501 United States of America

EU Internet Ventures B.V. Piet Heinkade 95b, 1019GM Amsterdam The Netherlands Au

How do I use their services via Xumm?

How do I contact Banxa if I have questions about their services?

Banxa can be reached via their site at:

BTC Direct

All about the BTC Direct service

BTC Direct is a crypto on-ramp/off-ramp service provider which offers the ability to purchase XRP with EUR and sell XRP for EUR directly through an xApp in Xaman.

How to find it in Xaman

BTC Direct can be found by pressing the xApps button at the bottom of the main screen, then scrolling through the list of xApps until you find BTC Direct.

or by going through out Buy/Sell xApp here:

How do I to use the BTC Direct xApp

When you first launch the BTC Direct xApp, you have agree to the terms of service.

then you'll be presented with the main purchase screen:

To purchase XRP

Tap the Buy button and you should be presented with this screen:

Note:

There is a 30 Euro minimum purchase limit.
Any purchase over 50 Euros will require you to go through a verification process.

There are several payment methods:

Purchases over 50 Euro

Any purchase over 50 EUR will require that you create an account with BTC Direct and go through the KYC process. This is normal and is part of the EU regulations for crypto sales.

Guardarian

All about the Guardarian service

Guardarian is an on-ramp service for people located in the EU. It allows you to purchase XRP using credit or debit cards.

How to Access Guardarian in Xaman

Guardarian can be found on our on-ramp launchpad here:

and our on-ramp xApp at: .

Topper

All about the Topper service

Topper is an on-ramp service provided by the crypto exchange Uphold that allows you to purchase XRP using credit or debit cards.

How to Access Topper on Xumm Wallet

Topper can be found on our on-ramp launchpad here: buy-sell-xrp.xumm.app

and our on-ramp xApp at: xumm.app/detect/app:xumm.buysellxrp.

How to contact Topper Support

While we have partnered with Uphold to offer services to purchase XRP via the Topper xApp in Xumm, unfortunately we not do have access to their internal systems.

To contact Topper Support, press the FAQ button.

Scroll down and press the Contact Us button.

Enter your question in the form.

C14

All about the C14 service

What is C14?

C14 is an on-ramp service provider based out of New York that allows you to purchase XRP using funds from your credit or debit cards or directly from your bank account. You can learn all about it on our blog:

https://blog.xumm.app/c14

What kind of partnership does C14 have with Xaman?

We have partnered with C14 in order to provide On-ramp services to our users around the world.

Where are they located?

C14

Laisves pr. 60

Vilnius, LT, 05120

What is C14's website?

https://www.c14.money/

How do I contact C14 if I have questions about their services?

Customer Service:

+1 (845) 366-6902

or via email: support@c14.money

Xaman On/Off Ramp

Xaman On/Off-Ramp

In December 2022, we introduced our Xumm On/Off Ramp Service allowing our Pro users who lived in the Netherlands and the United Kingdom to move fiat currency to and from the XRP Ledger.

Xaman Pro (formerly Xumm Pro) users could quickly and efficiently send fiat currency (Euros) from their traditional bank account to their Xaman account for conversion into XRP.

Introducing this service was a bold initiative, primarily because of the high compliance demands which were both extensive and expensive.

All good things must come to an end...

Alas, our On/Off Ramp service was not meant be.

A number of factors forced us to discontinue it:

1) The regulatory landscape in the crypto industry has made it very difficult (and expensive) to offer fiat exchange services. Almost all countries have released new regulations related to crypto and while we welcome regulations, we have not been able to reach the scale required to offer our services in a cost efficient way.

2) The profit margins on our exchange rates were so low, it required a large quantity of transactions in order make our service viable in this competitive sector. The XRP Ledger community is just not big enough to support the type of service we were offering.

3) Our focus on the XRP ecosystem meant a smaller and more focused user base. Crypto exchanges often cater to dozens or even hundreds of different blockchains. Our commitment solely to the XRP Ledger severely limited the number of potential users. When considering the costs involved compared to the limited scale of our ecosystem, it just does not work.

Overall, the lack of growth in the ecosystem, combined with the regulatory landscape and increasing expenses, do not allow us to keep on offering our On/Off Ramp service.

Looking back but moving forward

We'd like to say that we are very proud of having launched and run our on/off ramp service. We are the smallest crypto company to ever have successfully gone through the on ramp service registration process with the Netherlands central bank. That is not a small accomplishment.

We would also like to thank all of our users who supported us through this venture. We did this to make the community

There is a silver lining to this unfortunate turn of events...

We have increased our collaborations with our On Ramp partners like to streamline and further integrate Xaman with their platform. As well, in the coming months, we plan to bring on another On ramp partner for you to pick from. (We certainly don't want you to be left without any options!)

Frequently asked Questions

Effective immediately, anyone attempting to sign up with our Xaman On/Off Ramp Service (XOORS) will receive the following message:

You will not be able to enroll, but you will be directed to our on ramp partners.

I'm already signed up for XOORS. What happens if I send money to my XOORS account?

Any funds that are now sent to a XOORS account will be rejected by our banking institution and will be returned to the sending account. The return process can take up to 10 business days. If you have sent funds to your XOORS account, please contact your bank and have them either cancel the transaction or monitor the transaction for the return funds.